9 Things You Should Ask Your Realtor® Before Moving In

Jennifer just closed on her very first home, a cornflower blue and white bungalow with a big front porch on a tidy cul de sac. She’s ecstatic as she thanks her Realtor for all his help, he opens the lockbox from her home for the very last time and gives her the key. Her key … Continue reading 9 Things You Should Ask Your Realtor® Before Moving In

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Your Guide to Buying an Older Home

For a lot of homebuyers, buying their dream home means choosing an older structure that has passed the test of time. These grand places have an undeniable charm about them, with classic styling that can be adapted to nearly any taste. Older homes can be incredible places to live and love, but no home is … Continue reading Your Guide to Buying an Older Home

Must Know: Debt to Income Ratio

As a functioning adult, you know there’s something about debt that you’re supposed to understand at this point in your life, right? Something about not having too much, or maybe not too much in relation to something else… but frankly, this stuff is kind of confusing and some days you’d just rather take your Visa, … Continue reading Must Know: Debt to Income Ratio

7 Tips for Filling Your Home-Buying Piggy Bank

  From the moment you started thinking about buying a house, you knew you’d need to start saving. Even though you have a 401(k) that you can use for your down payment, you still have to cover your closing costs and have a little extra put back in case something goes sideways on you right … Continue reading 7 Tips for Filling Your Home-Buying Piggy Bank

What You Need to Know About Mortgage Insurance

Whether you’re in the process of buying your first home or you’ve been a homeowner for years, there are few phrases that hit right to the bone like “mortgage insurance.” Why, you’re not sure entirely, but lots of people indicated that it was terrible and you were going to regret it. As usual, the truth … Continue reading What You Need to Know About Mortgage Insurance

Surveys & FHA Loans: What You Need to Know

I was recently working a purchase for a buyer using an FHA loan and I get a call from the lender the day before closing saying that the septic tank and the well are not 50 feet apart as required by FHA guidelines, so we can't close this deal. WHAT?! I am aware that there … Continue reading Surveys & FHA Loans: What You Need to Know