Must Know: Debt to Income Ratio

As a functioning adult, you know there’s something about debt that you’re supposed to understand at this point in your life, right? Something about not having too much, or maybe not too much in relation to something else… but frankly, this stuff is kind of confusing and some days you’d just rather take your Visa, … Continue reading Must Know: Debt to Income Ratio

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4 Potential Mortgage Programs For Buyers

Whether you’re thinking about buying your first home or you’ve been contemplating an upgrade, you probably already know that there are several different kinds of home mortgages, some that seem pretty much alike at face value. FHA, VA, USDA — what does it all mean?! We’re about to take all the stress out of choosing … Continue reading 4 Potential Mortgage Programs For Buyers

Surveys & FHA Loans: What You Need to Know

I was recently working a purchase for a buyer using an FHA loan and I get a call from the lender the day before closing saying that the septic tank and the well are not 50 feet apart as required by FHA guidelines, so we can't close this deal. WHAT?! I am aware that there … Continue reading Surveys & FHA Loans: What You Need to Know