What Is an FHA Loan & Is It Right for Me?

While you’re dreaming about your Starter Home, don’t forget that you’re going to need a Starter Mortgage to pay for it. The mortgage programs offered through the Department of Housing and Urban Development’s Federal Housing Authority can be easy ways for borrowers with limited or lightly bruised credit to enter the housing market with confidence. … Continue reading What Is an FHA Loan & Is It Right for Me?

Advertisements

Points to Ponder Before a Kitchen Remodel

For the third time this week, you’ve found yourself cursing the unusability of your kitchen. The drawers come out in all the wrong directions, the cabinets are so shallow that you can barely use them and the entire layout just puts you off. You’re ready to talk about a kitchen remodel. Or maybe you just … Continue reading Points to Ponder Before a Kitchen Remodel

Want to Be a Landlord? Here is What You Need to Know

You’ve been a homeowner for a while now and overall, everything’s gone pretty well. Your home is a comforting, safe place that has given more than it has taken — you’re pretty happy with how that purchase has gone, really. That’s why when your friend was talking about the frightening amount of rent he’s paying … Continue reading Want to Be a Landlord? Here is What You Need to Know

IMPORTANT! Changes to Tax Laws and How It Affects You!

As a homeowner, or soon to be homeowner, you can get some pretty sweet tax deductions from things related to your home. Some tend to change from year to year, like those for energy-efficient upgrades, others are pretty stable, like being able to deduct mortgage interest. The tax bill that will be in force in … Continue reading IMPORTANT! Changes to Tax Laws and How It Affects You!

3 Reasons You Need a Permit

It all started with a shelf. You just bought your home and, though it needed a little surface work, you were pretty proud of it. It was yours, to do with as you wanted. So the first thing you did was run out and bought some lumber to construct a custom, built-in shelf system in … Continue reading 3 Reasons You Need a Permit

What You Need to Know About Mortgage Insurance

Whether you’re in the process of buying your first home or you’ve been a homeowner for years, there are few phrases that hit right to the bone like “mortgage insurance.” Why, you’re not sure entirely, but lots of people indicated that it was terrible and you were going to regret it. As usual, the truth … Continue reading What You Need to Know About Mortgage Insurance

Surveys & FHA Loans: What You Need to Know

I was recently working a purchase for a buyer using an FHA loan and I get a call from the lender the day before closing saying that the septic tank and the well are not 50 feet apart as required by FHA guidelines, so we can't close this deal. WHAT?! I am aware that there … Continue reading Surveys & FHA Loans: What You Need to Know

Look at Your Home Through a Buyer’s Eyes: Making Your To-Do List

Selling your home is one of the most tricky parts of owning a home, really. There are always little projects that you meant to get to and didn’t, and things that probably weren’t perfect, but didn’t bother you enough to fix. You can’t possibly do everything to make your house like new before putting it … Continue reading Look at Your Home Through a Buyer’s Eyes: Making Your To-Do List

What Upgrades Give the Best Return?

  You’ve lived in your home a little while and you think you sort of understand how it should flow. You’re starting to see the warts and little bits of rough that people tend to gloss over when the neighbors pop by to borrow the lawnmower. It’s not that these things make your home flawed … Continue reading What Upgrades Give the Best Return?

Why Rent When You Can Own?

Homeownership is More Obtainable Than You Might Think   Home ownership rates are the lowest they have been in the last 50 years. Yet a large portion of Americans are still renting properties, instead of enjoying a home of their own. Consumer reports believe this is an issue because of a buyer's lack of trust … Continue reading Why Rent When You Can Own?